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Loan Amortization Calculator

Generate a complete loan amortization schedule. See every monthly payment split into principal and interest, and track your remaining balance month by month.

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What is Loan Amortization Calculator?

Loan Amortization Calculator generates a full month-by-month payment schedule for a loan, showing principal, interest, and remaining balance for every payment period.

How to Use the Amortization Calculator

  1. Enter loan amount, annual interest rate, and loan term in months.
  2. Optionally set a start month to show real calendar dates.
  3. View the full payment schedule —each row shows principal, interest, and remaining balance.

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How Amortization Works

With an amortizing loan, each fixed monthly payment covers both interest and principal. Early payments are mostly interest; later payments shift toward principal. Total interest paid = total payments ∀original loan amount.

Frequently Asked Questions
Can I use this for a mortgage?

Yes. Enter the mortgage amount, interest rate, and term in months (e.g. 360 for a 30-year mortgage).